Call today for a FREE bankruptcy consultation & for your other legal needs. (843)422-9414


Serving residents of Beaufort County, S.C.







Erase debt and start your life over!  Bankruptcy can stop foreclosure, eviction, wage garnishment, asset seizure, law suits and creditor calls to your home and office.  It can raise your credit score and save your home or business.

Call for a FREE Consultation in bankruptcy with David Stone, Esq. to learn how bankruptcy law works and how to file bankruptcy in South Carolina.  Speak with a Hilton Head Island, South Carolina bankruptcy lawyer by calling (843)422-9414 right away.

Hilton Head Island and Bluffton bankruptcy lawyer and attorney David Stone, Esq. has 25 years of experience handling hundreds of cases as a bankruptcy lawyer who always provides a FREE consultation in bankruptcy.  Call now (843)422-9414 for your FREE consultation in Chapter 7 and Chapter 13 bankruptcy.

Our rates are very reasonable, ranging from as low as $500.00 plus filing fees, with the average uncontested no asset Chapter 7 bankruptcy ranging from $1,500.00 to $3,500.00 plus filing fees.  More complex cases can be more expensive, but we always provide an estimate prior to undertaking representation.

We specialize in serving residents of Beaufort County and the Low Country. "The communities in and around Hilton Head Island, Bluffton, Beaufort, Okatie & Hardeeville, South Carolina are home to me.  My clients are dear friends and neighbors; good people who work hard and deserve to be treated fairly and with respect.  I represent people who have lost there jobs, been ill, have gone through divorce, are over extended on credit cards and are fighting debt collectors to survive until tomorrow.  Fathers and mothers, husbands and wives, members of the military who are trying to save a home from foreclosure, keep needed assets, prevent eviction and generally trying to survive!  My practice is dedicated to this community, Hilton Head Island, Bluffton, Beaufort, Okatie & Hardeeville, South Carolina is my home".

The Law Office of Stone & Associates also provide legal assistance in other areas of the law; forming new businesses through incorporation or LLC filings, representing clients in civil and criminal proceedings.

You have questions, we provide answers in a FREE CONSULTATION in bankruptcy.  Call today to (843)422-9414 for answers about what bankruptcy is, how it effects your credit, how it helps to improve your credit score, what assets you can keep in bankruptcy and other concerns that you may have.
There are many attorneys and lawyers in Hilton Head, Bluffton, Hardeeville, Beaufort and Okatie, South Carolina, but few who have 25 years of experience and hundreds of bankruptcy cases behind them.  Call David Stone, Esq.  in Hilton Head Island for a FREE consultation today.  Call (843)422-9414.

In the pages to follow you will learn what bankruptcy is all about.  Chapter 7 bankruptcy will erase debt, while Chapter 13 will "restructure debt” over five years.  In many cases you can even keep your home, car, bank accounts, retirement accounts and other assets (if you want) using  South Carolina “bankruptcy exemptions”.  Obligations imposed by contract and leases can also be cancelled or renegotiated so that you are free from future payments (e.g. car, apartment, house or commercial business rentals).  Call David Stone, Esq. today for a FREE consultation and learn more about what bankruptcy is by calling (843)422-9414.

For business owners facing cash flow problems, eviction or foreclosure we can develop a workout plan through Chapter 11 bankruptcy that allows you to continue to own and operate your business.  We can advise you as to your options under the law in a FREE consultation.  Learn how to file bankruptcy  by calling bankruptcy attorney and lawyer David Stone, Esq. at (843)422-9414.

At David Stone & Associates we see bankruptcy as a legal right afforded by the United States government to its residents; an effective, sound and affordable means of achieving “a fresh start", free from prior debts.

Bankruptcy is also a religious right set forth in Deuteronomy 15: 1-2a, which provides "at the end of every seven years you shall grant a release of debts. And this is the form of the release: Every creditor who has lent anything to his neighbor shall release it."

Call today for a FREE consultation with bankruptcy attorneys and lawyers at the Law Office of Stone & Associates; call the attorneys and lawyers with 25 years of experience that you can trust at our Hilton Head Island, S.C. location at (843)422-9414 or contact us on-line at  We will come to your home or office for all appointments so as to assure a productive use of time and convenience for you, our client.


David Stone, Esq.
Coventry Lane
Hilton Head Island, S.C. 29928


Phone: (843)422-9414

Skype: David.stoneesq

The Hilton Head Island, S.C. Law Office of Stone & Associates represents clients throughout the Low Country of South Carolina; Hilton Head, Bluffton, Hardeville, Beaufort, Okatie and all other towns in Beaufort and Jasper County.  We offer a FREE consultation and will gladly come to your home or office in and around Hilton Head Island, Bluffton, Hardeeville, Okatie, Beaufort and other areas for all follow up appointments.

Call today for a FREE consultation in bankruptcy and debt reorganization. (843)422-9414

We are a debt relief agency. We help people file for Bankruptcy relief under the United States Bankruptcy Code.